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Intent-aware investment screening

Your screening tool
doesn't know
why you're buying.

IACalc does.
Same data, different thesis, different verdict.
Upload a document. State your mandate. Get a screening your committee can audit.

Yield Acquisition

Buyer Wants: Stable cash yield

Gross Debt / EBITDA
Critical threshold: 6.0×
6.95×
Critical Threshold Breached

Leverage exceeds the critical threshold for distribution capacity. EBITDA margin at 4.8% cannot support debt service and distributions simultaneously.

Strategic IP Acquisition

Buyer Wants: Bell Labs / IP assets

Gross Debt / EBITDA
Critical threshold: 10.0×
6.95×
Monitor

Leverage reads below the critical threshold but above the investigation level. The IP may justify acquisition; leverage structure needs further evaluation.

Distressed Turnaround

Buyer Wants: Distressed turnaround

Gross Debt / EBITDA
Critical threshold: 15.0×
6.95×
Within Threshold

All signals pass under distressed turnaround thresholds. The leverage that breaches yield thresholds is within expected range for restructuring plays.

Nokia paid €15.6B for Alcatel-Lucent. They wanted Bell Labs, not cash flow.
Every verdict above is correct — for that buyer.

Structured financial calculatorsSignal-level screeningIntent-aware investment screens plus Shariah screeningFull audit trailFull source provenance
What you get

A screening report, not a summary.

Computation

Structured financial calculators including Altman, Beneish, Piotroski, DuPont, Sloan, and more. Deterministic. Same inputs, same verdict, every time.

Provenance

Every visible value carries source locator, extraction method, confidence, and page/table/cell detail where the source format supports it. Every threshold cites its source. The audit trail is the architecture.

Counter-Narrative

Counter-narrative and projection-credibility analysis that challenges the document’s claims against its own numbers - what it doesn’t want you to notice.

How it works
01

Upload a document

PDIE, CIM, prospectus, annual report, or research note. Encrypted before transmission.

02

State your thesis

Intent-aware investment screens plus Shariah screening. Or a custom blend of supported investment intents.

03

Get your verdict

Signal-level findings, transparent thresholds, counter-narrative, diligence questions, and interactive web report, IAR DOCX, audit companion, companion deck, and JSON manifest.

Who this is for

Built for the analyst who has to defend the numbers.

Investment panel analysts. Portfolio managers. Shariah compliance teams. Due diligence leads who need a structured first pass before committing advisory hours.

If your workflow ends with a committee asking “where did this come from?” — IACalc answers that before they ask.

Get started

See it on a document you already know.

The most credible test is a document your team has already analysed. Request a walkthrough and compare our screening against your internal work.